Track & Cancel Subscriptions
No Bank Login Needed
Get reminded before charges hit. Free for up to 5 subscriptions. No bank login required.
See it in action
Upload a statement → AI finds subscriptions → import and track
All without ever needing bank access
How SubStop Works
Three simple steps to never get surprised by a subscription charge again.
Add Your Subscriptions
Add subscriptions manually or upload a bank statement and let our AI find them for you. Files are deleted immediately after processing.
Get Reminders Before Charges
Receive email or SMS notifications 7, 3, and 1 days before billing. Customize timing for each subscription.
Cancel What You Don't Need
Use one-tap cancel links for 100+ services. Keep what you use, drop what you don't — before the charge hits.
Privacy note: Manual entry is the default. AI bank statement scanning is entirely optional. If you choose to upload, files are processed and deleted immediately. We only keep the subscription names and amounts you approve.
Why SubStop Wins
Other apps want your bank credentials. We don't.
| Feature | Rocket Money, Mint, etc.Bank-Linking Apps | SubStop |
|---|---|---|
| No bank login neededYour bank credentials stay with you, not a third party | ||
| No Plaid connectionNo third-party access to your transaction history or balances | ||
| Your data stays private | ||
| Optional AI bank statement scanUpload once, files deleted immediately — you control what's shared | ||
| Manual entry supported | ||
| Direct cancel links for 100+ servicesOne tap to reach the cancellation page — no more hunting through menus | Pro | |
| Free tier forever | ||
| Files auto-deleted | ||
| Affordable pricing | $7-14/mo | From $3.99/mo |
Why does this matter? Bank linking services like Plaid have full access to your transaction history, account balances, and financial data. SubStop takes a different approach. You control exactly what data you share.
Everything you need to take control
Simple tools to track, manage, and cancel subscriptions before they drain your wallet.
Smart Reminders
Get notified 7, 5, 3, and 1 day before renewals via email or SMS. Never get surprised by a charge again.
Direct Cancel Links
One-tap access to cancellation pages for 100+ services. No more hunting through confusing settings menus.
Free Trial Tracking
Never forget to cancel before a trial ends. Track trial periods separately and get reminded before you're charged.
No Bank Login Required
Add subscriptions manually or scan statements. No Plaid, no bank credentials, no hidden connections.
AI Statement Scanning
Upload a bank statement and our AI finds your subscriptions automatically. Files deleted immediately after.
Loved by people who hate surprise charges
“I was paying for 4 subscriptions I completely forgot about. SubStop helped me find and cancel them before the next billing cycle.”
“Love that I don't need to connect my bank account. The manual entry is super quick, and the reminders actually work. No more surprise charges.”
“The AI bank statement scan feature is brilliant. Uploaded my credit card statement and it found subscriptions I didn't even recognize. Plus they delete the file right after.”
Simple, transparent pricing
Start free, upgrade when you need more. No hidden fees, cancel anytime.
Free
Get your feet wet
Pro
For the subscription-savvy
Billed $47.88/year
7-day free trial on Pro • Cancel anytime
Every day you wait, another subscription charges
Start tracking in 60 seconds - it's free.
The Smart Way to Track Your Subscriptions
SubStop is a privacy-first subscription management app designed to help you track, organize, and cancel recurring charges before they drain your bank account. Unlike other subscription trackers like Rocket Money, Truebill, or Mint that require access to your bank accounts through services like Plaid, SubStop takes a different approach.
With SubStop, you maintain complete control over your financial data. Add subscriptions manually, or use our AI-powered statement scanning feature to automatically detect recurring charges from uploaded bank statements. Your files are processed instantly and deleted immediately after, ensuring your sensitive financial information never sits on our servers.
Whether you're tracking Netflix, Spotify, Amazon Prime, gym memberships, software subscriptions like Adobe Creative Cloud, or any other recurring service, SubStop helps you stay on top of every charge. Our smart reminder system sends you email or SMS notifications before renewals hit, giving you time to cancel services you no longer want or need.
Why Choose SubStop?
Privacy-First Design
No bank login required. No Plaid connections. Your financial credentials stay private and secure with you.
Smart Renewal Reminders
Get notified via email or SMS 1, 3, 5, or 7 days before subscription charges hit your account.
AI-Powered Statement Scanning
Upload bank statements (PDF, CSV, or images) and let our AI automatically detect your recurring subscriptions.
Affordable Pricing
Free tier for up to 5 subscriptions. Pro plans start at just $3.99/month, much less than Rocket Money's $7-14/month.
Family Sharing
Ultimate plan includes up to 5 profiles so the whole family can track their subscriptions under one account.
Track All Your Subscription Services
SubStop supports tracking for all major subscription services including streaming platforms, software licenses, fitness memberships, and more. Our cancellation guides provide step-by-step instructions for over 200 popular services.
Streaming
Netflix, Hulu, Disney+, HBO Max, Amazon Prime Video, Apple TV+, Paramount+, Peacock
Music
Spotify, Apple Music, YouTube Music, Tidal, Amazon Music, Pandora, Deezer
Software
Adobe Creative Cloud, Microsoft 365, Dropbox, Google One, iCloud, Notion, Canva Pro
Fitness
Planet Fitness, LA Fitness, Peloton, ClassPass, Beachbody, Nike Training Club
Gaming
Xbox Game Pass, PlayStation Plus, Nintendo Online, EA Play, Humble Bundle
News & Media
New York Times, Wall Street Journal, Washington Post, The Athletic, Medium
Frequently Asked Questions
How is SubStop different from Rocket Money?
Unlike Rocket Money (formerly Truebill), SubStop doesn't require bank login credentials. You can add subscriptions manually or use AI statement scanning, keeping your bank credentials completely private. SubStop is also more affordable, starting free for up to 5 subscriptions. Create a free account to get started.
Is my financial data safe with SubStop?
Absolutely. SubStop never asks for your bank login credentials. When you upload statements for AI scanning, files are processed instantly and deleted immediately. We use industry-standard encryption and never sell your data. Read our privacy policy for details.
What's included in SubStop Pro?
SubStop Pro includes unlimited subscriptions, SMS reminders, 5 AI statement scans per month, custom categories, and CSV export. Start with a 7-day free trial to test all Pro features.
Is SubStop Ultimate worth it for families?
SubStop Ultimate is perfect for families with up to 5 profiles, 25 AI scans/month, price-watch alerts, and cancellation assistance. If multiple family members have subscriptions to track, Ultimate provides the best value.
Need Help Canceling a Subscription?
Browse our free cancellation guides for 200+ services including Netflix, Planet Fitness, Adobe, and more. Step-by-step instructions with direct cancel links.